CAN I LIVE DEBT FREE?
 
People ask, “Can I really live a debt free life?”  The answer is ABSOLUTELY!  Here at Simonic, we provide debt and budget counseling to many, many, clients each year.  Nick Simonic has developed a Plan that is structured to help you rid yourself of all of your debt, including your home mortgage, in as little as five to seven years.  
 
This plan was developed by Nick in an effort to rid his own household of the unwanted burden of being a slave to the mortgage and other creditors.  The Word says, “Owe no man anything, except to love him.”  (Romans 13:8).  This Word of God tells us that he wants all of us to live debt free lives and to be financially blessed.
 
Please contact our offices for more information on the Living Debt Free by the Word Plan.

 

DOWNLOAD BUDGET SPREADSHEETS HERE!!!

LISTENERS....

This is the site to go to.  Instructions:  Go to this site.  Enter your zip code.  Click on the representative you wish to contact.  Then click "contact".   It will provide you with the address and phone number.  It will also allow you to click on "contact through the web" to allow you to email your representative.  Remember, three hundred million people need to let the five hundred forty five people in Washington know what we want and that we are watching how they represent us.

http://www.congress.org/congressorg/directory/congdir.tt
 

 

 
 

 
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   Show                                            Date            Launch
Bail Out Plan & You
May 2010
 Play
Bank & Credit Card Fees 
May 2010
College Tuition Discounts
May 2010

Credit Card Danger Signals
May 2010
 Play
 
 

 
 


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Living Debt Free By The Word
BELOW IS AN EXAMPLE OF HOW TO PRIORITZE YOUR DEBT PAYMENTS.  THE FORMULA IS SIMPLE.  JUST TAKE THE BALANCE, DIVIDED BY THE MONTHLY PAYMENT, DIVIDED BY THE INTEREST RATE TO GET YOUR PRIORITY NUMBER.  PAY OFF THE LOWEST NUMBER FIRST.
 
BALANCE MO. PYMNT INT. RATE PRIORITY
$1,000 40 12.5 2.00
$2,000 65 7.7 4.00
 
AS YOU CAN SEE.  THE PRIORITY NUMBER FOR THE CARD WITH A $1,000 BALANCE IS 2.  SO IT IS BETTER TO PAY OFF THAT CARD FIRST.  THEN YOU CAN APPLY WHAT YOU WERE PAYING ON THE PRIORITY 2 CARD ($40) AND ADD IT TO THE $65 YOU ARE PAYING ON THE  $2,000 CARD NEXT FOR A TOTAL MONTHLY PAYMENT OF $105 TO APPLY TO ACCELRATE YOUR PAYOFF.